Frequently Asked Questions

Medicare is a federal health insurance program primarily for people aged 65 and older. However, individuals under 65 may also qualify if they have a disability, End-Stage Renal Disease (ESRD), or ALS. (Amyotrophic Lateral Sclerosis, also known as Lou Gehrig’s disease).

Some people are enrolled in Medicare automatically, while others need to sign up. Whether you’re enrolled automatically depends on whether you’re already receiving Social Security retirement or disability benefits before turning 65.

Source: Medicare.gov

Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance). Key features of Original Medicare: You can enroll in a separate Medicare Part D plan if you want prescription drug coverage.
You can see any doctor or use any hospital in the U.S. that accepts Medicare.

You have the option to buy supplemental insurance (such as Medigap) to help cover out-of-pocket costs like coinsurance, copayments, and deductibles.

Source: Medicare.gov